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Assurant Medical Insurance by Assurant Health

Apply Online for Next Day Temporary Medical Insurance

Temporary Health Insurance Quote

Assurant Health - Major Medical
Length of Coverage: 30 Days to 6 or 12 Months 
A.M. Best Rating: "A-" Excellent
Guarantee: 10 Day Return of Premium
Temporary Medical Insurance - Assurant STM

Want health insurance approved within 10 minutes?

  • Get a free, no obligation short term health insurance quote
  • Online short term health insurance application
  • Instant approval if qualified for short term health insurance
  • Payment by Credit Card, Check or Automatic Check Withdrawal
  • Print your temporary medical insurance policy information
Temporary Medical Insurance Eligibility:
  • Healthy individuals between the ages of 30 days and age 64 and 11 months, who have a temporary insurance need.
  • Dependent children through age 18 (age 24 if a full-time student).*
  • Foreign residents living in the U.S. for at least one year at the time of enrollment, with proof of Alien Registration Receipt Card, Visa or other appropriate documentation.
* May vary by state.

Who is Not Eligible for Temporary Medical Insurance:
  • Persons who would be declined for an Individual Medical policy.
  • Persons who will turn 65 or become eligible for Medicare during the benefit period.
  • Persons who are pregnant.
  • Persons seeking coverage while traveling outside of the U.S.
  • Persons previously declined by another carrier.

When to Choose Temporary Medical Insurance
Temporary Medical covers a person for a limited period. If you think you'll need more permanent health coverage, you may want to look at another health insurance option, such as an Individual Medical policy.

Temporary medical insurance does not cover pre-existing conditions. Because Short Term Medical is designed to cover the unexpected, it does not include coverage for preventive care, physicals, dental or eye care.

The definition of a pre-existing condition varies by state, but in general, Temporary Medical Insurance excludes conditions that have been diagnosed or treated within the previous 5 years. If you have an existing medical condition, you may want to see if extending your current insurance to fill a gap in coverage is an option. Employer-sponsored insurance can be extended under a government-regulated option called COBRA.

Insured By:
A.M. Best rates Time Insurance Company* A- (excellent) based on financial strength and ongoing ability to meet policyholder obligations.

*Assurant Health markets products underwritten by Time Insurance Company.

Visit the Temporary Medical Insurance Section of this site.

For More Information, Contact: LTCC, Inc.

Toll Free: 1-800-544-9505

Product Availability Varies By State

Copyright© 2005, LTCC, Inc.

Temporary medical insurance is health insurance for your short term medical insurance needs. Offering: Assurant short term medical insurance, HPA short term health insurance, Clarendon temporary health insurance, American Health Shield & the Liberty STM temporary health insurance by Standard Security Life Insurance and Celtic short term medical insurance.